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Mortgage Etc(TM) (formerly Lend Etc) is a comprehensive tool for realtors, financial advisors, and lending professionals. It covers some exotic mortgage types, such as US Federal Housing Authority's Graduated Payment Mortgages (FHA-GPM). PITI calculations are included along with amortization schedules. Data can be exported to Pocket Excel(tm) or CSV files to be used by desktop Excel. The following are some of the key features: FHA GPM mortgages US Federal Housing Authority GPM mortgages calculation with amortization schedule. Balloon mortgages with amortization schedule. Different payment scenario analysis -- current template allows total of nine scenarios, combination of different payment frequency, distribution of payments over a year. PITI calculation with amortization schedule. International mortgages support -- EURO, Canadian. Generic mortgage calculation screen allows different payment frequency as well as rate compounding frequency to be specified. Export mortgage definition and amortization schedule to CSV file. This file can be imported into spreadsheet. Copy and Paste mortgage/loan information and amortization schedule directly into Pocket Excel! Built-in mini calculator. This is a skin based calculator, new design can be plugged in without changing code. Mini numeric keypad, skin based, too. Localization -- most of fields can be translated into a different language other than English. This is done via a translation lookup file. Customization -- the very fact that field descriptions can be translated into another language, it also can be changed for different terminology, ie, your own terminology can be substituted in.
Since our FormX technology enables ease of customization, more templates will be released in the future with different default values, terminologies, combination of input fields, screen layouts, etc.
One last note: Ever wondered why there are too much blank spaces at upper side? Well, there are actually two pictures there. One is 50H x 80W, one is 50H x 160W. The smaller one is named logosmall.gif, the larger one is logolarge.gif. So, if you make your company logo into 50x80 gif picture and name it logosmall.gif, you will have them shown at upper left corner. Same logic with larger one, but you could put your favorite person's picture or the property you are presenting on to your clients . . .
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